Getting money back from credit card insurance scams, balance protection scams, mortgage insurance scams, in Canada…

Go to The FSCO Financial Services Commission of Ontario site first …They have a complaint form online that one can fill out for this type of thing…

Ok…

Now try to find a similar Commission for Newfoundland online…Look for their official form online, like the FSCO form…

Take this email, & paste it into the official online complaint form for the Newfoundland Financial Services Commission-I do not know the name of it, you will have to find it…

Fill out the complaint form as best you can…Explain everything even more…Details, how much you spent, when it was taken, which credit card, details…

Make sure this is an official form, do not just send an email…

Ok…Keep a copy of what you sent…

It can take a year for a commission to investigate a complaint…They have a big pile…

One day they will call you…

In the meantime, ask each bank or credit card nicely for your money back…They may say no, but some may say yes…It does not hurt to ask…

Because the situations are closed, they will probably say no…But you can still ask…Give them a chance to answer to you…Be polite…

Your optional step if you want to is to hire a lawyer to take this to court…

Unless you can get a lawyer to represent you on contingency , they will ask for a fee…

If they win, they will ask for their fee back & damages from the banks…If they lose, you lose that money too…

Most importantly, you need to find out from each situation, how much money they took exactly …

This helps to put this into perspective…

Also how much money you currently have…

And, how, getting the money back would change your life…

Is it worth it to get this money back?

Or will it waste your time?

Depends on how much was lost?

I was self-employed…Their scam insurance did not even cover self-employed people…So I paid for garbage…

Do you have a similar case? Mine was clear cut…

Make the case in writing for yourself…

Why was this insurance garbage to you?

Include that in your complaint letter…

Once you have all the details,feelfree to email copy to the CBC Marketplace …They might do a story on you if you want to…

Make sure to get your teeth cleaned before you meet with the press & have a haircut-they like photogenic people…

If you look good enough, they will put you on tv, & interview you…They love this kind of story…

Pressure from the press helps…

Friends & family who are tougher than you can get involved too…If you want to muscle in…

Thats when you get tough, when you have support …

Hope this helps,

Sari Grove

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(Biography chatter:from my Author Central page on Amazon-Grove Health Science is a series of 12 books now!) Hi...I'm Sari Grove...Sari sounds like Mary...Grove is the last name I took from my husband, 'cause it is a really nice name, & he was very very good looking, & I married him, & my maiden name, the name I grew up with, was "Slatt", which could be turned into all sorts of unfortunate words, which is why when I was looking for a mate, I sought someone with a cool last name...(I cannot tell you how many totally worthy men I had to ignore due to their last names being unmelodic or otherwise unsuitable...) Grove Canada is a pen name, mostly because when I needed a web address, I could not get Grove.com or even grove.ca, so I just got GroveCanada, due to a serious lack of imagination in that moment...It stuck, so I still use it...I thought this time, if I used Grove Canada as a pen name, that maybe you might look up my blog online, at GroveCanada.ca, & enjoy the freshness of getting information from the horse's mouth, up to the minute, rather than the instant obsoleteness that a book creates...Like a car depreciates as soon as you buy it-a book is old as soon as it is published...For a Virgo perfectionist, this inability to easily update, with a new chapter, with new research, causes me constant worrisome self-abnegating, consternation... I use those dot dot dot things, the etcetera symbol, at the end of my sentences, as a habit-you will always know it is me writing, you will always pause at the end of a sentence to think for a moment, you will remember that poetry is beautiful, & you will take everything I say with a giant grain of Pink Himalayan salt(since the grammatical error will irk you into that state of skepticism)! Love & Hugs, Sari ps. I became a Christian at the age of 21, which may seem like a non sequitur, & though my faith is decent my works may not really do justice to that title-but I thought I'd mention it, since my first name Sari always seems to force an assumption about my background-and though you would be right to assume that it tends to be a Jewish name, you might not be right in assuming that that is what I am going to sound like when I expound on some of my karmic principles or other ethical compasses I have developed...Not that I have done away with my past, it is just I have iced the cake with the new updated version-so if you wrong me, I may just turn the other cheek(New), instead of doing the eye for an eye thing back at you!(old)...

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